Can an Insurance Company Legally Deny My Legitimate Car Accident Claim?


At Roberts & Harris PC, our personal injury lawyers in Raleigh understand the substantial challenges our clients face after they have been injured in a vehicle collision in North Carolina.

After the initial confusion of a car crash subsides, the priority is to seek medical care immediately after the collision to ensure the safety and well-being of the injured are addressed without delay.

The next order of business is determining who is going to pay for the injured party’s medical bills, lost wages, and the additional out-of-pocket expenses they incurred during their recovery.

When a negligent driver is responsible for a vehicle collision, those who suffered physical, emotional, and financial damages count on the liable party’s insurance coverage to pay for their losses.

Unfortunately, that is simply not how it works.

That is why we are here.

Our experienced team of personal injury attorneys in Wake County aggressively pursue insurance companies that attempt to undervalue or deny our clients’ claims, so they can focus on getting their lives back.

Why Do Insurance Companies Deny Car Accident & Injury Claims?

According to the Insurance Information Institute, the U.S. insurance industry collected nearly $1.3 trillion in net premiums last year.

So, why would they deny your car accident and injury claim?

Simply put, they want to keep as much of their revenue as possible.

They have no interest in doling out checks for damage claims, even when their policyholder was clearly liable for the crash.

When our North Carolina residents face the insurance companies alone, their insurance representatives will do everything they can to manipulate the conversation in their favor, often during a recorded statement.

With a skilled Raleigh personal injury attorney by your side, we will insist all communication is routed through our office, so our clients do not have to speak with the insurance company at all without our guidance.

Even when the insurance representatives are reviewing the crash from their client’s perspective, they will attempt to control the narrative. That means they often insist the police report or witness statements do not prove that their policyholder was at fault for the crash.

With our experienced Raleigh personal injury lawyers by your side, we will present all the necessary evidence to build a compelling case that requires the insurance company to stop denying its policyholder’s liability and start negotiating.

That may include:

  • Speaking with all witnesses and the first responders
  • Pursuing video evidence to advance our case
  • Partnering with accident reconstruction experts to outline how and why the crash occurred
  • Interviewing medical experts who will review our client’s injuries, treatment plans, and overall recovery needs
  • Reviewing financial losses, including lost wages, temporary or permanent disabilities, and additional damages caused by the crash

The insurance company will not give up on trying to disprove your version of the accident, and with the help of our skilled legal team, we will take the pressure off you, so they must speak directly to us.

Our Raleigh personal injury lawyers are trial-tested legal advocates who have collectively served as lead counsel in over one hundred jury trials that allowed our clients to reach the successful outcomes they deserved to improve their futures and overall quality of life.

Contact Our Skilled Car Accident Attorneys in Raleigh, North Carolina Today

If you have been hurt or lost a loved one in a vehicle collision caused by negligence in North Carolina, contact our skilled Raleigh car accident attorneys at Roberts & Harris today at 919-249-5006 or online to learn how we can help you investigate the cause of your injuries and pursue justice for you and your family.

Our skilled litigators provide free consultations for all personal injury cases in North Carolina, and never charge any legal fees unless we deliver a positive outcome for your unique case. Call us now to learn more.

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